How it works
One app, the whole trip
From the first ride to owning a vehicle, PaddiRideis built to grow with you. Here's everything under the hood.
You negotiate the fare, not an algorithm
Post what you're offering for a trip and nearby drivers reply live — accepting outright or sending back their own price and ETA. Counter again if you want, or just compare whoever's replied and pick. It's the roadside haggle Nigeria already knows, running at app speed, across car, keke and bike alike.
Every vehicle, every trip
Book a car, a keke, or a bike depending on the trip. Pool with people on your route daily or reserve a seat monthly, book haulage for cargo at truck scale, or hire a car with a personal escort when you'd rather not drive yourself.
Send, order and shop, not just ride
Waybill a parcel to anyone and track it door to door. Order across partner shops — food, supermarket, fuel station, market run — in one basket. Or shop the vendor marketplace, where anyone can list what they sell to every rider already in the app.
PaddiCard: one wallet, everywhere
Fund your wallet once and tap to pay for rides, deliveries, and at any shop or restaurant that accepts PaddiCard. Your card also holds an emergency health vault — blood group, allergies, conditions — visible to first responders in a crisis, hidden from everyone else.
SOS that tells the whole area, not just your contacts
Raise an SOS and say what's actually happening — accident, robbery, kidnapping, or another threat. A robbery or kidnapping alert doesn't stop at your emergency contacts: it reaches every nearby rider and driver in the area, because someone close by is who can actually help first.
Go Live, and live trip sharing
Record and broadcast a dangerous moment as it happens, or simply share your live trip with someone you trust so they can follow along without installing the app.
Road reports, for your state
Flooding, a blocked road, a protest, a diversion — read the latest reports for your own state on one page, and get a push the moment something new is filed nearby.
Rewards for showing up
Earn points and free-ride credit on every trip, refer friends for bonus rewards, and watch for "Hidden Treasure" days — surprise rewards like ride credit, merchandise or cash bonuses when you complete a trip on the right day.
A path to owning your vehicle
Drive a platform-financed car, keke or bike with a small share of every ride automatically going toward the balance — no informal loan, no guesswork. Once it's paid off, it's yours. Fleet owners can enrol their own drivers and get an automatic, transparent split on every ride, solving the classic remittance problem for good.
Cover when things go wrong
Add trip cover for injury or damage, vehicle cover for repair costs, or lost-item cover before a trip — backed by real insurance partners who review and pay out claims, with photo evidence required and clear exclusions so everyone knows where they stand.
Growing state by state
Every region gets its own card design, its own color, and its own launch — registration only opens once a state is actually live, so the experience always matches where you are.
Ready to try it?
Download the app if your state is live, or tell us where we should launch next.